CCF Special Grants
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The CCF Special Grants provide co-funding for specific schemes and projects. The funding quantum and caps are specified below:


Applicable Grants Funding Quantum  Cap at (per co-op, per annum)
Legal Services Grant (one-time grant for by-laws amendments) - valid till 1 Nov 20211 80% of the actual expenditure


Outsourced Internal Audit Grant (credit co-operatives only) - available per year Tier A: $8,000

Tiers B & C: $15,000

Minimum Competency Training Grant (for approved credit co-operative officers only) - valid till 1 Nov 2022 100% of the actual expenditure No Cap
PDPA* Grant (credit co-operatives only) - valid till 31 Mar 2023 80% of the actual expenditure No DPTM* certification: $30,000

DPTM certification: $40,000

* PDPA refers to Personal Data Protection Act and DPTM refers to the Data Protection Trustmark (issued by Infocomm Media Development Authority).

1 The Legal Services Grant is valid till 1 Nov 2021 (one year extension from the original date of 1 November 2020).


PDPA Grant (new) - As credit co-operatives handle members’ sensitive financial data, they could be subject to harsher financial penalty (imposed by the Personal Data Protection Commission), greater loss of trust, and business disruption in the event of data breach. To underscore the importance of complying with the PDPA and to better support credit co-operatives in this area, the PDPA grant is introduced to co-fund PDPA-related expenditure, such as consultancy, audit, legal advice and DPTM expenses. To recognise credit co-operatives’ earlier efforts to implement PDPA measures, credit co-operatives can claim for PDPA expenses incurred from 1 April 2019.


 Prerequisites and Conditions

a. The Co-operative must be registered with the Registry of Co-operative Societies.

b. Except for the PDPA grant, the CCF Special Grants are also available to co-operatives with negative net worth and/or operating deficits based on its latest audited financial statements.

c. The Co-operative is not receiving or has not received any grant from a government agency and/or other organisation for the same expense item. The Co-operative may also tap on the CCF Development Grant to fund the portion of expense not covered by the special grants. For example, a credit co-operative can claim 80% of the outsourced Internal Audit expense from the Outsourced Internal Audit Grant under the CCF Special Grants and claim the remaining 20% from the CCF Development Grant.

d. Endorsement from the Co-operative’s Committee of Management indicating their support for application.

e. For goods or services above $3,000 in value, the Co-operative needs to show that it has obtained a minimum of three quotations from vendors of comparable scope.

f. Grant applications submitted are for expenses incurred not more than 12 months ago.

g. The Co-operative must not have outstanding CCF contributions or late payment penalties.

h. Grant must only be used for the Co-operative’s expenses. It cannot be used for its subsidiary (if any) that is registered as a company.

i. The Co-operative must submit the invoice and proof of payment to the vendor.

j. For legal, outsourced internal audit, consultancy and other professional services, the Co-operative must provide the contract or agreement with the vendor.

k. For outsourced internal audit, the scope of audit must include members’ deposits and/or loans.


For the Minimum Competency Training Grant, the Co-operative must provide a certificate of attendance or other documentary proof upon completion for the short-term course; and a copy of professional certification, diploma or degree for the long-term course. 



To apply, please download application form and submit:

  1. Following worksheet tabs in the Application Form*:
    1. CCF Special Grants Front Page
    2. CCF Special Grants - Summary
    3. Any other tabs applicable

      *Kindly ensure every single worksheet tab submitted is signed.

  2. Supporting Documents e.g. invoices, receipts, certificates etc.

Completed documents are to be sent to:


Attn: CCF Secretariat

Singapore National Co-operative Federation
510 Thomson Road
#12-02 SLF Building
Singapore 298135


For more information, email us or contact your respective SNCF Relationship Manager.

 20200826 04 ccf special grants v2


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Singapore National Co-operative Federation
510 Thomson Road #12-02
SLF Building, Singapore 298135
Email: [email protected]
Tel (65) 6602 0747, Fax (65) 6259 9577

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