To help enhance co-operatives’ capabilities, governance and operational efficiency, the CCF Development Grant will be available every year.
It provides co-funding to co-operatives to cover various qualifying expenses.
The funding quantum and caps are specified below:

Qualifying Expenses Funding Quantum  Capped at (per co-op, per grant eligibility period)
Productivity Solutions (e.g. software, hardware) 80% of the actual expenditure

Tier A: $30,000

Tier B: $40,000

Tier C: $50,000

Tier D: $100, 000

Facilities Enhancement
Professional Services (outsourced internal audit fee, consultancy services, bookkeeping/accounting services, and statutory audit fee)
Salary (full-time accountant)
Digital, Social Media and Other Marketing Expenses

The total amount of CCF Development Grant that can be claimed by a co-operative each year is capped according to the applicable Tier A, B, C, or D. The tiering is based on the co-operative’s latest CCF contribution. 

The CCF Contribution Tiers are as follows:

   Co-operatives with positive net worth and made contributions to the CCF1
 Contribution Tier Contributions to the CCF
Tier A up to $25,000
Tier B above $25,000 and up to $200,000
Tier C above $200,000 and up to $500,000
Tier D above $500,000

 1 Or would have made contributions to CCF if not for any waivers of CCF contribution granted.


  • The Co-operative must be registered with the Registry of Co-operative Societies (RCS).
  • The Co-operative is not receiving or has not received any other grants from CCF (except for the Special Grants), a government agency and/or other organisation for the same expense item.
  • Key appointment holders of the Co-operative such as any member of the Committee of Management (COM), Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, or an equivalent position with necessary decision-making power or officer who is authorised to sign for the Co-operative (authorised officer) have signed on grant applications. The signing by key appointment holder or authorised officer will be taken as support or endorsement by the Co-operative’s COM.
  • For the procurement of any goods or service that is above $6,000 in value and where the invoice is dated on and after 1 April 2024, Co-operative needs to show that it has obtained a minimum of three quotations from vendors of comparable scope or provide evidence that it has conducted a tender exercise. For the procurement of any goods or services that is above $3,000 in value and where the invoice is dated before 1 April 2024, the Co-operative needs to show that it has obtained a minimum of three quotations from vendors of comparable scope.
  • In cases where a Co-operative is unable to provide supporting documents for at least three quotations, despite making reasonable efforts, or evidence of a tender exercise, the Secretariat, in consultation with RCS, may accept the submission of other relevant supporting documents under the following circumstances:
    • Co-operative has sought quotations from three or more vendors but received less than three bids that meet the essential requirements outlined in the quotation or tender documents.
    • The goods or services can be supplied only by a particular supplier and no reasonable alternatives or substitute goods or services exist for any of the following reasons:
      • the requirement is for a work of art;
      • the protection of patents, copyrights or other exclusive rights; or
      • due to an absence of competition for technical reasons.
    • The additional goods or services to be procured from the original supplier were not included in the initial procurement and a change of supplier for such additional goods or services.
      • cannot be made for any economic or technical reason such as requirements of interchangeability or interoperability with existing equipment, software, services or installations procured under the initial procurement; or
      • would cause significant inconvenience or substantial duplication of costs for the Co-operative.
    • For reasons of extreme urgency brought about by unforeseen and urgent events, the products or services cannot be obtained in time by means of quotation or tender procedures.
  • Grant applications submitted are for expenses incurred not more than 12 months ago.
  • The Co-operative must not have outstanding CCF contributions or late payment penalties.
  • Grant must only be used for the Co-operative’s expenses. It cannot be used for its subsidiary (if any) that is registered as a company.
  • The Co-operative must submit the invoice and proof of payment to the vendor.
  • For consultancy and other professional services, the Co-operative must provide the contract or agreement with the vendor.
  • For the Salary (Accountant), the Co-operative must provide:
    • Certified true copy of degree/diploma certificate or any other documentary proof;
    • Copy of employment contract;
    • Letter from the Co-operative’s Chairman/CEO/CFO/COO to confirm employment status;
    • Diploma holder needs to have a minimum three years of accounting experience; and
    • Grant is only applicable for salary expense of one full-time accountant.

Please click here to find details on the changes to CCF Grant procurement conditions with effect from 1 April 2024 and the Frequently Asked Questions (FAQs) on procurement of goods and services.


To apply, please download application form and submit:

1. Following worksheet tabs in the Application Forms:

     • CCF Development Grant Front Page
     • CCF Development Grant - Summary
     • Any other tabs applicable
Kindly ensure every single worksheet tab submitted is signed.

2. Supporting Documents e.g. invoices, receipts, certificates etc.

Completed documents are to be sent via email to your respective Relationship Manager (SNCF affiliates) or email us.
Alternatively, you can send via post to:

CCF Secretariat
Singapore National Co-operative Federation
510 Thomson Road
#12-02 SLF Building
Singapore 298135

Who we are

SNCF is the apex body of Singapore’s Co-operative Movement, and secretariat of the Central Co-operative Fund (CCF). Formed in 1980 with the aim of championing Singapore’s Co-operative Movement, the apex body represents majority of co-operative members in Singapore through its affiliated co-operatives.