The CCF Special Grants provide co-funding for specific schemes and projects. The funding quantum and caps are specified below:

Applicable Grants Funding Quantum  Cap at (per co-op)
Outsourced Internal Audit Grant (credit co-operatives only) 80%
of the actual expenditure
Tier A: $8,000

Tiers B, C & D: $15,000

Cybersecurity Grant (for ABCD solution) 80%
of the actual expenditure


Sustainability Grant – Adoption
- valid till 31 Dec 2025 or when total grant funding is fully utilized, whichever is earlier


Sustainability Grant – Development
- valid till 31 Dec 2025 or when total grant funding is fully utilized, whichever is earlier
of the actual expenditure

(co-op with a negative net worth and/or did not contribute to CCF)

(co-op with a positive net worth and contributed to CCF)

Cybersecurity Grant - The Cybersecurity Grant provides recurring co-funding for co-operatives to subscribe to the Cyber Security Agency’s (‘CSA’) Call for Innovation awarded Asset-Based Cyber Defence (‘ABCD’) Security-as-a-Service (‘SaaS’) cybersecurity solution. 1 The ABCD solution is offered by Managed Security Service Providers (‘MSSPs’). 2 MSSPs provide outsourced monitoring and management of security devices and systems (e.g. security protection, security monitoring, and responding to alerts and cybersecurity incidents).

Sustainability Grant – The Sustainability Grant is available from 1 January 2024 to 31 December 2025 or until the total funding of $500,000 is fully utilised, whichever occurs first. It is designed to support co-operatives in embracing their sustainability journey with measurable outcomes across three phases:

  1. Training: Encourage co-operatives to understand the importance of sustainability,
  2. Adoption: Provide resources to implement practices that are in line with the SG Green Plan and
  3. Development: Combine knowledge with actions to support co-operatives’ enhanced efforts for sustainability.

Co-operatives must progress through these phases in sequence (Phase 1 > Phase 2 > Phase 3) to qualify for funding at each stage. To recognize the efforts of early adopters, co-operatives that have already implemented the sustainable practices up to 12 months before the effective grant date of 1 January 2024, will also be eligible for this grant.

Eligible expenses incurred on sustainability training may be claimed under CCF Training Grant or CCF Basic Support Grant, subject to respective grants’ prerequisites and conditions.

The Sustainability Grant – Adoption can be claimed only once by each co-operative. It is available to all co-operatives, including those with negative net worth and/or did not contribute to CCF due to operating deficit based on latest audited financial statements at the time of grant submission.

The Sustainability Grant - Development will fund 80% of the eligible expenses on a reimbursement basis, capped at:

  • $10,000 for co-operatives that contribute to CCF based on latest audited financial statements at the time of grant submission; and
  • $5,000 for co-operatives that do not contribute to CCF based on latest audited financial statements at the time of grant submission.

If a co-operative begins its sustainability project when it had a surplus and made CCF contributions (thus qualified for a maximum eligible amount of $10,000) but incurs a deficit the following year, it will be subject to the lower cap. Thus, if the co-operative has already claimed more than $5,000, it will not be able to claim more until it starts making CCF contributions again.


  1. The Co-operative must be registered with the Registry of Co-operative Societies.
  2. The Co-operative is not receiving or has not received any grant from a government agency and/or other organisation for the same expense item.
  3. The Co-operative may also tap on the CCF Development Grant to fund the portion of expense not covered by the CCF Special Grants. For example, a credit co-operative can claim 80% of the outsourced internal audit expense from the Outsourced Internal Audit Grant under the CCF Special Grants and the remaining 20% from the CCF Development Grant, subject to CCF Development Grants’ prerequisites and conditions.
  4. Key appointment holders of the Co-operative such as any member of the Committee of Management (COM), Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, or an equivalent position with necessary decision-making power or officer who is authorised to sign for the Co-operative (authorised officer) have signed on grant applications. The signing by key appointment holder or authorised officer will be taken as support or endorsement by the Co-operative’s COM.
  5. For the procurement of any goods or service that is above $6,000 in value and where the invoice is dated on and after 1 April 2024, Co-operative needs to show that it has obtained a minimum of three quotations from vendors of comparable scope or provide evidence that it has conducted a tender exercise. For the procurement of any goods or services that is above $3,000 in value and where the invoice is dated before 1 April 2024, the Co-operative needs to show that it has obtained a minimum of three quotations from vendors of comparable scope.
  6. In cases where a Co-operative is unable to provide supporting documents for at least three quotations, despite making reasonable efforts, or evidence of a tender exercise, the Secretariat, in consultation with RCS, may accept the submission of other relevant supporting documents under the following circumstances:
    • Co-operative has sought quotations from three or more vendors but received less than three bids that meet the essential requirements outlined in the quotation or tender documents.
    • The goods or services can be supplied only by a particular supplier and no reasonable alternatives or substitute goods or services exist for any of the following reasons:
      • the requirement is for a work of art;
      • the protection of patents, copyrights or other exclusive rights; or
      • due to an absence of competition for technical reasons.
    • The additional goods or services to be procured from the original supplier were not included in the initial procurement and a change of supplier for such additional goods or services.
      • cannot be made for any economic or technical reason such as requirements of interchangeability or interoperability with existing equipment, software, services or installations procured under the initial procurement; or
      • would cause significant inconvenience or substantial duplication of costs for the Co-operative.
    • For reasons of extreme urgency brought about by unforeseen and urgent events, the products or services cannot be obtained in time by means of quotation or tender procedures.
  7. Grant applications submitted are for expenses incurred not more than 12 months ago.
  8. The Co-operative must not have outstanding CCF contributions or late payment penalties.
  9. Grant must only be used for the Co-operative’s expenses. It cannot be used for its subsidiary (if any) that is registered as a company.
  10. The Co-operative must submit the invoice and proof of payment to the vendor.
  11. For outsourced internal audit, consultancy, cybersecurity and other professional services, the Co-operative must provide the contract or agreement with the vendor.
  12. For Outsourced Internal Audit Grant, the scope of audit must include members’ deposits and/or loans.
  13. The Cybersecurity Grant covers expenses incurred to subscribe to the ABCD solution, including software, hardware, professional services, training, etc. The Co-operative need not submit the minimum of three quotations so long as the selected vendor is an MSSP providing the CSA’s ABCD solution.
  14. The CCF Special Grants are not available to co-operatives which have already been issued winding up orders, are currently undergoing liquidation, are dormant or have ceased operations.
  15. For Sustainability Grant – Adoption, the Co-operative must have completed all of the following:

    1. At least 1 co-op officer or staff has completed a training course on sustainability within the last 12 months from the date of grant application. The training can be conducted through a course, conference, or seminar:

      • By Institutes of Higher Learning (IHL);
      • By training providers listed in SkillsFuture SG website;
      • Supported by government agencies; or
      • By the Singapore Institute of Directors

    2. Appointed a Sustainability Ambassador / Committee

    3. Implemented 5 environmentally friendly actions with measurable outcome from
    4. Submitted a Sustainability Report based on the template issued by SNCF.
  16. For Sustainability Grant – Development, the Co-operative must complete the following:

    1. Obtained approval for “Sustainability Grant – Adoption” from SNCF;

      • Completed consultancy to help identify sustainability risks and opportunities and implement at least 1 recommendation; AND/OR
      • Obtained certification for Eco Office (Singapore Environment Council) or other certification by recognised bodies. Co-operatives are advised to consult SNCF prior to embarking on any other Sustainability certification.

Please click here to find details on the changes to CCF Grant procurement conditions with effect from 1 April 2024 and the Frequently Asked Questions (FAQs) on procurement of goods and services.


To apply, please download application form and submit:

1. Following worksheet tabs in the Application Forms:

     • CCF Special Grant Front Page
     • CCF Special Grant - Summary
     • Any other tabs applicable

Kindly ensure every single worksheet tab submitted is signed.

2. Supporting Documents e.g. invoices, receipts, certificates etc.

Completed documents are to be sent via email to your respective Relationship Manager (SNCF affiliates) or email us.
Alternatively, you can send via post to:

CCF Secretariat
Singapore National Co-operative Federation
510 Thomson Road 
#12-02 SLF Building 
Singapore 298135

1 ABCD is a cost-effective, holistic solution that implements the CSA Be Safe Online Essentials (which are CSA’s guidelines on essential cybersecurity measures) and deals with common attacks like ransomware and phishing attacks using malicious files that are opened at an organisation’s endpoints. It integrates various components such as multiple anti-virus engines, anti-malware analytics, application control engine, entity and user behavior analytics, encryption mechanism, etc.

2 As at Jul 2021, there are two MSSPs for ABCD, Lumen Technologies and Toffs Technologies. They have different pricing policies due to their respective business models and not due to the cost of the technical solutions.

Who we are

SNCF is the apex body of Singapore’s Co-operative Movement, and secretariat of the Central Co-operative Fund (CCF). Formed in 1980 with the aim of championing Singapore’s Co-operative Movement, the apex body represents majority of co-operative members in Singapore through its affiliated co-operatives.