Shareef Bin Abdul Jaffar
Chairman, TCC Credit Co-operative Limited
Second Deputy Chairperson, SNCF Executive Council


Innovating with purpose
Embracing technology has enabled TCC to reimagine how we serve our members with greater efficiency, personalisation and care. Our AI chatbot has transformed member interactions by providing instant, accurate support and greater convenience. Building on this success, our upcoming AI-integrated banking solution will revolutionise financial services by streamlining processes, improving decision-making, and delivering smarter, tailored solutions.

This transformation not only modernises our operations but also strengthens our ability to meet the evolving needs of our members. By integrating AI into our core functions, we aim to create seamless experiences that reflect our values of care, reliability, and fairness. Our AI journey reflects TCC’s commitment to innovation, ensuring we remain a trusted partner in enhancing our members’ financial well-being while staying true to our co-operative roots.
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Who we are

SNCF is the apex body of Singapore’s Co-operative Movement, and secretariat of the Central Co-operative Fund (CCF). Formed in 1980 with the aim of championing Singapore’s Co-operative Movement, the apex body represents majority of co-operative members in Singapore through its affiliated co-operatives.